The Central Bank of India (CBI) has announced the Credit Officer Recruitment 2025 of Credit Officers in Junior Management Grade Scale I for the year 2025. The recruitment is a significant opportunity for aspiring banking professionals seeking a career in public sector banking. Below is a detailed overview of the recruitment process, eligibility criteria, selection procedure, and application process.
CBI Credit Officer Recruitment 2025Vacancy Details and Reservation |
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| Category | No.of Vacancies | Educational Qualification | |||||||
| SC | 150 |
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| ST | 75 | ||||||||
| OBC | 270 | ||||||||
| EWS | 100 | ||||||||
| GENERAL | 405 | ||||||||
| TOTAL | 1000 | ||||||||
| Age Limit (As of 30.11.2024) | |||||||||
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| Application Fee | |||||||||
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| Important Dates | |||||||||
| Online Registration Begins | 30 January 2025 | ||||||||
| Last Date to Apply | 20 February 2025 | ||||||||
| Online Exam Date | To be notified | ||||||||
| Interview Date | To be notified | ||||||||
| IMPORTANT LINKS | |||||||||
| CBI Credit Officer Notification | CLICK HERE | ||||||||
| Online Registration Form | CLICK HERE | ||||||||
Overview of the Credit Officer Recruitment 2025
The Central Bank of India is a leading public sector bank with a network of over 4,500 branches and a business volume exceeding ₹6,68,000 crores. The recruitment aims to attract talented individuals with a passion for banking and finance.
- Position: Credit Officer (General Banking)
- Grade: Junior Management Grade Scale I (JMGS-I)
- Total Vacancies: 1,000
- Salary Scale: ₹48,480 – ₹85,920 (Basic Pay with increments)
- Training Required: Post-Graduate Diploma in Banking & Finance (PGDBF)
- Official Website: https://www.centralbankofindia.co.in
Vacancy Details and Reservation Credit Officer Recruitment 2025
The recruitment has 1,000 vacancies
Persons with Benchmark Disabilities (PWBD) Reservations:
- HI (Hearing Impaired): 10
- VI (Visually Impaired): 10
- OC (Orthopedically Challenged): 10
- ID (Intellectual Disability): 10
Eligibility Criteria Credit Officer Recruitment 2025
A. Nationality
Candidates must be:
- A citizen of India OR
- A subject of Nepal or Bhutan OR
- A Tibetan refugee (who came to India before 1st January 1962) OR
- A person of Indian origin who migrated from Pakistan, Sri Lanka, Myanmar, or other listed countries.
B. Age Limit (As of 30.11.2024)
- Minimum Age: 20 years
- Maximum Age: 30 years (Born between 30.11.1994 and 30.11.2004)
- Age Relaxation:
- SC/ST: 5 years
- OBC (Non-Creamy Layer): 3 years
- PWBD: 10 years
- Widows/Divorced Women: 35 years for General, 38 years for OBC, 40 years for SC/ST
- Persons affected by 1984 riots: 5 years
C. Educational Qualification
- A Graduate Degree (any discipline) with 60% marks (55% for SC/ST/OBC/PWBD) from a recognized university.
- Candidates must have a valid mark sheet/degree certificate while applying.
Note: Universities should be recognized by the Government of India. Candidates with CGPA scores must convert them into a percentage.
How to Apply Credit Officer Recruitment 2025
- Visit: Central Bank of India Careers Page
- Click on “Apply Online for Credit Officer – PGDBF”.
- Register with basic details and get a Provisional Registration Number & Password.
- Fill in personal, educational & experience details.
- Upload:
- Photo, Signature, Left Thumb Impression
- Handwritten Declaration (English)
- Any applicable reservation certificates
- Pay the application fee online.
- Submit and print the confirmation page.
Exam Centers Credit Officer Recruitment 2025
- The online exam will be conducted at various centers across India.
- The exact exam venue will be mentioned in the Admit Card.
Post-Selection Formalities
A. Document Verification
Candidates must present:
- Graduation Marksheet/Degree Certificate
- Identity Proof (Aadhaar, PAN, Voter ID, etc.)
- Caste/EWS/PWD Certificate (if applicable)
- Experience Certificate (if applicable)
- No Objection Certificate (for Government Employees)
B. Medical Fitness
Selected candidates must pass a medical test conducted by the bank.
C. Probation Period
- Upon successful completion of PGDBF, candidates will be inducted as Assistant Managers (JMGS-I).
- Probation Period: 2 years
Training & PGDBF Course Credit Officer Recruitment 2025
Selected candidates must undergo a 1-year PGDBF Course, which includes:
- 9 months of classroom training
- 3 months of On-Job Training (OJT)
A. Course Fee
- ₹3-4 Lakhs (exclusive of GST)
- Candidates can finance the course via:
- Self-payment
- Education Loan from Central Bank of India or other banks.
B. Reimbursement of Course Fees
Candidates who complete 5 years of service will receive full reimbursement of the course fee (excluding interest & GST).
Selection Process Credit Officer Recruitment 2025
The selection will consist of the following stages:
A. Online Examination (Objective & Descriptive)
The online test comprises 120 questions and one descriptive paper:
| Section | No. of Questions | Maximum Marks | Medium | Duration |
|---|---|---|---|---|
| English Language | 30 | 30 | English | 25 mins |
| Quantitative Aptitude | 30 | 30 | English & Hindi | 25 mins |
| Reasoning Ability | 30 | 30 | English & Hindi | 25 mins |
| General Awareness (Banking) | 30 | 30 | English & Hindi | 15 mins |
| Descriptive Paper (Essay & Letter Writing) | 2 | 30 | English | 30 mins |
| Total | 122 | 150 | – | 120 mins |
- No negative marking
- Minimum Qualifying Marks:
- General/EWS: 50%
- SC/ST/OBC/PWBD: 45%
B. Interview
- Total marks: 50
- Qualifying Marks:
- General/EWS: 50%
- SC/ST/OBC/PWBD: 45%
- The final merit list will be based on Online Exam + Interview Marks.
Key Takeaways:
✅ 1,000 vacancies for Credit Officers
✅ Attractive salary & benefits
✅ Comprehensive training (PGDBF course)
✅ Fee reimbursement after 5 years of service
✅ No negative marking in the exam
🔹 Apply before 20th February 2025! 🔹
For updates, visit: Central Bank of India Official Website